Koinly vs CoinLedger (2026): Which Crypto Tax Software Is Better?

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Koinly and CoinLedger are two of the most popular crypto tax tools in the US, and both will turn a messy trading history into the forms you need to file. They’re priced almost identically, so the right choice comes down to how complicated your crypto activity is and how you plan to file. Here’s how they compare for the 2026 tax season.

Quick answer: Koinly is the better choice for most investors, especially if you use several exchanges and wallets, DeFi or NFTs, or need reports outside the US. Its free plan lets you import everything and preview your gains before paying. CoinLedger is the better choice for US beginners who want the simplest path into TurboTax, TaxAct, H&R Block or TaxSlayer, backed by a 14-day money-back guarantee. Both start at about $49 per tax year for up to 100 transactions.

Prices are per tax year, checked in October 2026, and can change. Confirm current pricing on each provider’s site. This page is educational, not tax advice.

Koinly vs CoinLedger at a glance

	Koinly	CoinLedger
Best for	Most investors, DeFi, NFTs and international users	US beginners filing with tax software
Free option	Import and preview gains for free	Free portfolio tracking
Entry price	About $49 per tax year (up to 100 transactions)	$49 per tax year (up to 100 transactions)
Mid tier	About $99 (up to 1,000 transactions)	$99 (up to 1,000 transactions)
Countries	US plus 20+ countries	Focused on the US
Tax software exports	TurboTax, TaxAct and more	TurboTax, TaxAct, H&R Block, TaxSlayer
Guarantee	Free preview before paying	14-day money-back guarantee

Software	Best for	Highlights
Koinly Our top pick	Most investors	Free import and preview, strong DeFi support, Form 8949 and TurboTax export	Try Koinly
CoinLedger Simplest US filing	US beginners	Guided setup, four tax software exports, 14-day money-back guarantee	Try CoinLedger

Pricing

Pricing is nearly identical and is based on how many transactions you had during the tax year, not how much money you made:

Transactions	Koinly	CoinLedger
Up to 100	About $49	$49 (Hobbyist)
Up to 1,000	About $99	$99 (Investor)
3,000 and up	From about $199	From $199 (Pro)

Both let you get started for free. With Koinly you can import your full history and see your capital gains before paying, which shows you exactly which plan you need. CoinLedger offers free portfolio tracking and a 14-day money-back guarantee on paid plans.

Try Koinly free

Integrations and accuracy

Both tools connect to hundreds of exchanges, wallets and blockchains through API connections, CSV files or public addresses, and both flag common problems like missing cost basis and unmatched transfers. Koinly is particularly strong with DeFi, NFTs and complex multi-wallet histories, while CoinLedger focuses on making the review process simple for everyday US investors.

Accuracy depends most on complete data. Import every exchange and wallet you’ve ever used, then work through the flagged issues before downloading reports. That matters even more now that exchanges send Form 1099-DA and the IRS expects cost basis to be tracked wallet by wallet. See our crypto tax guide for the rules.

Filing and tax software exports

• Koinly generates Form 8949, Schedule D totals and income reports, and exports files for TurboTax and TaxAct, plus reports for more than 20 other countries.
• CoinLedger generates the same core US forms and exports directly to TurboTax Online and Desktop, TaxAct, H&R Block and TaxSlayer.

If you file with H&R Block or TaxSlayer, CoinLedger’s direct exports are convenient. If you use an accountant, either tool’s reports will do.

Try CoinLedger

Ease of use

CoinLedger’s guided setup walks beginners through each step and keeps the interface uncluttered. Koinly has a little more going on, with a powerful dashboard for reviewing transactions, but most people find it straightforward after the first import.

Pros and cons

Which is best for your situation?

Your situation	Better choice	Why
A few trades on Coinbase or Kraken	CoinLedger	Simple guided setup and direct tax software exports
Many exchanges and wallets	Koinly	Strong transfer matching across accounts
DeFi, staking, NFTs or airdrops	Koinly	Handles complex on-chain activity well
You file with H&R Block or TaxSlayer	CoinLedger	Direct exports to both
You live outside the US	Koinly	Reports for 20+ countries
You want to check numbers before paying	Koinly	Free import and gains preview

Security and privacy

Both tools connect to exchanges with read-only API keys, so they can view your transactions but can’t trade or withdraw. Only ever create read-only keys, never share your wallet recovery phrase with any tax tool, and turn on two-factor authentication for your tax software account. Both companies store sensitive financial data, so use a strong, unique password.

Want help understanding the rules first? Start with our crypto tax guide.

Which should you choose?

• Choose Koinly if you use several exchanges and wallets, DeFi or NFTs, live outside the US, or want to see your gains before paying.
• Choose CoinLedger if you’re a US beginner with mostly exchange trades and want a guided path into TurboTax, TaxAct, H&R Block or TaxSlayer.
• Still unsure? Both are free to start. Import your data into each and compare the results before paying.

Compare more tools, including CoinTracker, ZenLedger and TokenTax, in our guide to the best crypto tax software.

How to file crypto taxes with either tool

1. Create a free account with Koinly or CoinLedger.
2. Connect every exchange and wallet by API, CSV or public address.
3. Fix flagged issues such as missing cost basis and unmatched transfers.
4. Compare your totals with any Form 1099-DA you received.
5. Buy the plan that fits your transaction count, download your reports and import them into your tax software or send them to your accountant.

The bottom line

Koinly is the best choice for most crypto investors, thanks to its free preview and strong handling of complex activity. CoinLedger is a great fit for US beginners who want the simplest path into their tax software. Both are fairly priced and free to try, so there’s no reason not to test before you buy.

Frequently asked questions