CoinTracker vs Koinly (2026): Pricing, Features and Which Is Better

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Koinly and CoinTracker are two of the most popular crypto tax tools, and both turn your exchange and wallet history into IRS-ready forms. They differ on price, on how they handle past tax years and on who they suit best. Here’s how CoinTracker and Koinly compare in 2026, so you can pick the right one before tax season.

Quick answer: Koinly is the better choice for most people. It’s cheaper once you have more than 100 transactions, at about $99 for up to 1,000 transactions versus $199 on CoinTracker, and it handles DeFi, NFTs and many wallets well. CoinTracker is the better choice if you mainly use Coinbase, want every past year’s tax forms included in one plan, or want built-in tax-loss harvesting. Both let you import your transactions and preview your gains for free before you pay.

Pricing was checked on each company’s website in October 2026. Both price plans by the number of transactions in the tax year you’re filing.

CoinTracker vs Koinly at a glance

	Koinly	CoinTracker
Best for	Most investors, DeFi and multiple wallets	Coinbase users and multi-year filers
Free plan	Import, track and preview gains	Portfolio tracking and tax summary
Up to 100 transactions	$49 (Newbie)	$59 (Base)
Up to 1,000 transactions	$99 (Hodler)	$199 (Prime)
Larger plans	$199 for up to 3,000 (Trader), plus add-ons	$299 to $1,999 a year
Past tax years	Paid per tax year	All past years’ forms included
Tax software	TurboTax and TaxAct exports	TurboTax and H&R Block integrations
Countries	US plus 20+ countries	40+ countries
Tax-loss harvesting	Tax optimizer on all plans	Built-in tool on Prime and above

Tool	Best for	Highlights
Koinly Best overall	Most investors	Free preview, $99 for 1,000 transactions, strong DeFi support	Try Koinly
CoinTracker Best for Coinbase	Coinbase users	Official Coinbase partner, past years included, tax-loss harvesting	Try CoinTracker

Pricing

Both tools let you connect your accounts and see your results for free. You pay only when you want to download the tax forms you file. Here’s how the paid plans line up:

Transactions in the tax year	Koinly	CoinTracker
Up to 100	$49 (Newbie)	$59 (Base)
Up to 250	$99 (Hodler)	$99 (Base+)
Up to 1,000	$99 (Hodler)	$199 (Prime)
Up to 2,500	$199 (Trader)	$299 (Prime+)
Up to 10,000	$199 plus extra transactions	$599 (Ultra)
Done-for-you service	Custom quote	Full Service from $3,499

For a typical investor with a few hundred transactions, Koinly costs roughly half as much. CoinTracker counts only the transactions in the year you’re filing and includes forms for every past year with your plan, which can save money if you need to catch up on several years at once. With Koinly, you buy a plan for each tax year you need reports for.

Preview your taxes free on Koinly

Integrations and accuracy

Both connect to hundreds of exchanges, wallets and blockchains through API keys, read-only wallet addresses and CSV files. CoinTracker says it supports more than 500 integrations, and Koinly’s list is similarly broad. Both automatically match transfers between your own accounts so they aren’t counted as sales, and both flag missing cost basis for you to fix.

• CoinTracker is an official Coinbase partner, so Coinbase data flows in directly as records rather than as a file you export. It also connects directly with Kraken, TurboTax and H&R Block, and can reconcile your Form 1099-DA.
• Koinly is known for handling messy histories well, including DeFi swaps, liquidity pools, staking, bridges and NFTs across many chains. Its transaction review screens make it easy to spot and fix errors.

Accuracy depends mostly on complete data. Connect every exchange and wallet you’ve used, then review flagged transactions before you download anything. Remember that your exchange’s 1099-DA won’t know the cost basis of coins you transferred in from elsewhere, which is exactly the gap these tools fill.

Tax reports and filing

• Koinly generates Form 8949, Schedule D totals, income reports for staking and airdrops, and exports for TurboTax and TaxAct, plus local reports for more than 20 other countries.
• CoinTracker generates Form 8949 and Schedule D, connects directly to TurboTax and H&R Block, lets you add your tax professional, and supports more than 40 countries.

Either works well with a CPA. If you file yourself in TurboTax, both make it straightforward. See how the numbers feed into your return in our crypto tax guide.

Try CoinTracker

Features beyond taxes

CoinTracker started as a portfolio tracker and it shows: its web and mobile apps offer daily portfolio updates and, on Prime and above, performance tracking, tax lots and a dedicated tax-loss harvesting tool that finds coins you could sell at a loss to offset gains. Koinly also tracks your portfolio, and every plan includes its Tax optimizer, which shows unrealized gains and losses so you can plan harvesting before year-end. Koinly also supports more than 20,000 cryptocurrencies and up to eight years of historical prices.

Ease of use

CoinTracker’s interface is polished and especially smooth if most of your activity is on Coinbase. Koinly’s dashboard has more detail, which helps when you need to fix transactions but can feel busy at first. Both offer guided setup and help centers, and higher CoinTracker plans add priority support.

Pros and cons

Which should you choose?

• Choose Koinly if you use several exchanges and wallets, have DeFi or NFT activity, have more than 100 transactions, or want the lowest price.
• Choose CoinTracker if most of your activity is on Coinbase, you need to file several past years at once, or you want automated tax-loss harvesting.
• Not sure? Import your accounts into both for free, compare the gains each one calculates, and pay for the one that’s accurate and cheaper for you.

Comparing other tools? Read Koinly vs CoinLedger and the best crypto tax software.

The bottom line

Koinly is the better value for most crypto investors, with lower prices at almost every tier and excellent support for complex activity. CoinTracker earns its higher price if you live in Coinbase, need multiple past years filed at once or want automated tax-loss harvesting. Both are free to try, so import your data and see your numbers before you pay.

Frequently asked questions